Finance Options

Familiarise yourself with our Finance Options

Pine & Oak Furniture Ltd offers two finance options with Klarna Bank AB (publ) Representative.

9.9% APR
  • Minimum £500.00+ spend on full-price items (excludes sale, clearance or promotions).
  • Over 24 months
  • Minimum 20% deposit
14.9% APR
  • Minimum £500.00+ spend on full-price items (excludes sale, clearance or promotions).
  • Over 48 months
  • Minimum 10% deposit
Will I qualify for credit?
  • You must be 18 and over.
  • Employed for at least 16 hours per week.
  • Have good credit history with no late payments, debt relief orders, CCJ’s, IVA’s or bankruptcies.
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years.
How does the Finance process work?
  • Select your product(s). There is a minimum spend of £500.00+ on full-price items (excludes sale, clearance or promotions).
  • Speak to a member of staff or follow the online application process.
  • If approved, sit back and await your delivery or collection notification.

 

Finance Options